What is the effect on my score if I:
Make all payments on time for 1 month 2 months 3 months 1 year
Miss Time interval to miss payments one two three (consecutive) monthly minimum payment(s) on Account type to miss payments on one account credit cards all accounts all accounts mortgages .
Reduce my debt on Account type to reduce debt on all cards mortgages auto loan student loans by a total of $ $ Amount to use to reduce debt .